Call Us 800-277-0013 ☰ ˟
Logo
Call Us 800-277-0013
  • HOME
  • GET A QUOTE
    • Automobile
    • Homeowners
    • Jewelry
    • Recreational Vehicle
    • Umbrella
    • Flood
  • OUR CARRIERS
  • OUR AGENCIES
  • CLAIMS
  • BLOG
  • RESOURCES
    • Helpful Links
    • Refer a Friend
    • Insurance Glossary
  • ABOUT US
    • About Us
    • Careers
    • Employee Directory
  • CONTACT
Icon Home Icon Auto
Icon Umbrella
Icon Valuables
Icon Recreational Icon Flood
Home > Blog > Blog
Share | | RSS Google Yahoo

HomeServices Insurance, Inc. Blog

View the latest blog posts from HomeServices Insurance, Inc..

Image of empty space
Wednesday, August 19, 2020

Personal Article Floaters

  If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? Your home policy may protect your valuables up to a certain amount, but if you have expensive jewelry, fine arts, collectibles, etc., a Personal Articles Floater (PAF) may be a good idea. READ MORE >>

Image of empty space
Monday, August 17, 2020

What determines your home insurance premium?

Have you ever wondered what goes into determining your home insurance premium?  Below is a list of just some of the items used to determine how much you will pay to insure your home. - Replacement Cost - Age & Construction of Home - Dog Breed (if any) - Wood-Burning Stoves READ MORE >>

Image of empty space
Friday, August 14, 2020

Does cut-rate insurance save you money?

With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance.  However, does cheaper insurance actually save you money?  If you are looking at switching things up, consider the below questions before moving forward. READ MORE >>

Image of empty space
Wednesday, August 12, 2020

What to do after a car accident

While states continue to re-open, that means there are more people on the road and increased risk of accidents.  While we hope you never have to use them, below are some steps to follow in the event you are in an accident. Stay Calm READ MORE >>

Image of empty space
Friday, August 7, 2020

Umbrellas...they're not just for rain

What is an umbrella policy? A policy that provides additional liability coverage that kicks in ater your other insurance policies have reached their coverage limits.  Personal Umbrella policies typically offer between one and five million dollars of liability coverage. What does it cover? READ MORE >>

Image of empty space
Wednesday, August 5, 2020

Replacement Cost vs. Market Value

When insuring your home there will be many different terms thrown around, especially regarding the cost of your home.  Do you know the difference between replacement cost and market value? Replacement Cost Covers repairing or replacing your entire home Market Value READ MORE >>

Image of empty space
Monday, July 27, 2020

Home Insurance Exclusions

Home Insurance – What it doesn’t cover A standard homeowner’s policy has exclusions, including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning, bad repair or workmanship, defective maintenance, and flooding. READ MORE >>

Image of empty space
Friday, July 24, 2020

Severe Storms - Are You Prepared?

When severe storms are on the way…are you prepared? The summer months are times for playing outside, laying by the pool, and yard work.  Unfortunately, they can also bring severe weather including thunderstorms, hail, floods, and tornadoes which can cause considerable damage to your home, care, and property. READ MORE >>

Image of empty space
Thursday, July 23, 2020

Home Inventory List

As we continue to spend more time at home, now is a great time to put together a home inventory list.  A home inventory list will help in determining the value of your personal property to ensure you are properly covered. Items to include: • Appliances • Furniture • Valuables READ MORE >>

Image of empty space
Friday, August 16, 2019

Back to College

BACK TO COLLEGE Do you have a student going back to college in the coming weeks?  If so, it is important to remember these tips when reviewing both your home and auto insurance policies to ensure you have proper coverage while your student is away at school. Home Insurance READ MORE >>

1 2 Next Last
Blog Archive
  • 2020
  • 2019
  • 2018


View Mobile Version
Insure your needs today!
Social  
Quick Links
Home
Get A Quote
Report a Claim
Privacy Policy
Accessibility
Terms of Use
About Us
Our Carriers
Blog
Contact Us
Disclaimer
Location 119 14th Street NW
Suite 150
St. Paul, MN 55112

P: 800-277-0013
E: insurance@homeservices-ins.com
Powered by Insurance Website Builder