Wednesday, August 19, 2020 If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? Your home policy may protect your valuables up to a certain amount, but if you have expensive jewelry, fine arts, collectibles, etc., a Personal Articles Floater (PAF) may be a good idea. READ MORE >>
Monday, August 17, 2020 Have you ever wondered what goes into determining your home insurance premium? Below is a list of just some of the items used to determine how much you will pay to insure your home. - Replacement Cost - Age & Construction of Home - Dog Breed (if any) - Wood-Burning Stoves READ MORE >>
Friday, August 14, 2020 With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance. However, does cheaper insurance actually save you money? If you are looking at switching things up, consider the below questions before moving forward. READ MORE >>
Wednesday, August 12, 2020 While states continue to re-open, that means there are more people on the road and increased risk of accidents. While we hope you never have to use them, below are some steps to follow in the event you are in an accident. Stay Calm READ MORE >>
Friday, August 7, 2020 What is an umbrella policy? A policy that provides additional liability coverage that kicks in ater your other insurance policies have reached their coverage limits. Personal Umbrella policies typically offer between one and five million dollars of liability coverage. What does it cover? READ MORE >>
Wednesday, August 5, 2020 When insuring your home there will be many different terms thrown around, especially regarding the cost of your home. Do you know the difference between replacement cost and market value? Replacement Cost Covers repairing or replacing your entire home Market Value READ MORE >>
Monday, July 27, 2020 Home Insurance – What it doesn’t cover A standard homeowner’s policy has exclusions, including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning, bad repair or workmanship, defective maintenance, and flooding. READ MORE >>
Friday, July 24, 2020 When severe storms are on the way…are you prepared? The summer months are times for playing outside, laying by the pool, and yard work. Unfortunately, they can also bring severe weather including thunderstorms, hail, floods, and tornadoes which can cause considerable damage to your home, care, and property. READ MORE >>
Thursday, July 23, 2020 As we continue to spend more time at home, now is a great time to put together a home inventory list. A home inventory list will help in determining the value of your personal property to ensure you are properly covered. Items to include: • Appliances • Furniture • Valuables READ MORE >>
Friday, August 16, 2019 BACK TO COLLEGE Do you have a student going back to college in the coming weeks? If so, it is important to remember these tips when reviewing both your home and auto insurance policies to ensure you have proper coverage while your student is away at school. Home Insurance READ MORE >>
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